18. Alabama
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Sweet Home Alabama! This southeastern state is home to white-sand beaches, beautiful lakes and rivers, and red-clay hills. Avid golfers can save private membership fees by teeing-off at the numerous and well maintained public golf courses.
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If you do choose to retire to Alabama, make sure your home has a shelter where your family can stay safe during the peak tornado periods. Your savings will go farther here since they have a lower than average cost of living. Alabama has a long on ongoing history with racial and gender discrimination so you may want to look elsewhere if you believe in diversity.
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