#1 Sun City, Arizona (Best)
While not perfect, we think Sun City, Arizona, comes darn close. The cost of living has got to be one of the strong points for this city at $32K. This makes it 9% below the national average. This suburb of Phoenix has a small population of 40,000 and it seems that there are more doctors than patients! The state sales tax is only 6.3% and better still, there are no state taxes, no taxes on social security and no state inheritance taxes! Housing is very reasonable, with the average house going for $164K and rent on a two-bedroom apartment only $1,100. Sun City is the country’s first community planned around retirees, so there’s always something to do and something just for you! Ok, except for skiing. Let’s face it, it’s downright hot in the summer, with July temps hitting 106 and even nighttime temps in the low 80’s. Winters are so nice, though, averaging 67/41.
There is a low rate of crime, but the air quality isn’t always the best in the summer, due to big city Phoenix next door, and if you don’t like it hot, this obviously won’t be your cup of tea. However, with numerous golf courses, shopping malls, activity centers for seniors, a low cost of living and even lower taxes, Sun City is a great place to retire for those who want to stay warm and stay active!