3. New Jersey
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Anyone who has visited New Jersey knows that the Garden State has some seriously charming little towns and fun beach cities, but unless you are living to golf every day, this state doesn’t have much else to offer retirees. New Jersey has the second-highest state and local tax rate in the US.
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It also boasts some very high prices when it comes to real estate, with the average house price hitting more than $311K! The cost of living in this beach state is 22% above the national average, which can leave many retirees out in the cold.
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